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Shareholder and corporate information

Credit rating

A.M. Best DBRS Fitch Moody’s
IFC long-term issuer credit ratings a- A A- Baal
IFC’s principal P&C insurance subsidiaries’ financial strength ratings A+ AA (low) AA- A1

DBRS has assigned a rating of “Pfd-2” with a Stable trend for the Non-cumulative Rate Reset Class A Series 1 preferred shares, Non-cumulative Rate Reset Class A Series 3 preferred shares and Non-cumulative Floating Rate Class A Series 4 preferred shares (the “Series 1 Preferred Shares”, “Series 3 Preferred Shares” and “Series 4 Preferred Shares”, respectively) issued on July 12, 2011, August 18, 2011 and September 30, 2016, respectively. Fitch Ratings has assigned a rating of “BBB” with a Stable outlook to the Series 1 Preferred Shares, Series 3 Preferred Shares and Series 4 Preferred Shares.

Toronto Stock Exchange (TSX) listings

Common Shares Ticker Symbol: IFC
Series 1 Preferred Shares Ticker Symbol: IFC.PR.A
Series 3 Preferred Shares Ticker Symbol: IFC.PR.C
Series 4 Preferred Shares Ticker Symbol: IFC.PR.D

Annual Meeting of Shareholders

Date: Wednesday, May 3, 2017
Time: 11:30 a.m. (Atlantic time)
Venue: Lord Nelson Hotel
1515 South Park Street
Halifax, Nova Scotia
Canada   B3J 2L2

Version française

Il existe une version française du présent rapport annuel à la section Investisseurs de notre site Web Les personnes intéressées peuvent obtenir une version imprimée en appelant au 1 866 778 0774 ou en envoyant un courriel à

Transfer agent and registrar

Computershare Investor Services Inc.
100 University Avenue, 8th Floor, North Tower
Toronto, Ontario   M5J 2Y1
1 800 564 6253


Ernst & Young LLP

Earnings conference call dates

Q1 – May 3, 2017
Q2 – August 2, 2017
Q3 – November 8, 2017
Q4 – February 7, 2018

Investor inquiries

Samantha Cheung
Vice President, Investor Relations
416 344 8004

Media inquiries

Stephanie Sorensen
Director, External Communications
416 344 8027

Dividend reinvestment

Shareholders can reinvest their cash dividends in common shares of Intact Financial Corporation on a commission-free basis either through a broker, subject to eligibility as determined by the broker, or through Canadian ShareOwner Investments Inc. Full details can be obtained by visiting the Investors section of the Company’s website at

Eligible dividend designation

For purposes of the enhanced dividend tax credit rules contained in the Income Tax Act (Canada) and any corresponding provincial and territorial tax legislation, all dividends (and deemed dividends) paid by Intact Financial Corporation to Canadian residents on our common and preferred shares after December 31, 2005, are designated as eligible dividends. Unless stated otherwise, all dividends (and deemed dividends) paid by the Company hereafter are designated as eligible dividends for the purposes of such rules.

Information for shareholders outside of Canada

Dividends paid to residents of countries with which Canada has bilateral tax treaties are generally subject to the 15% Canadian non-resident withholding tax. There is no Canadian tax on gains from the sale of shares (assuming ownership of less than 25%) or debt instruments of the Company owned by non-residents not carrying on business in Canada. No government in Canada levies estate taxes or succession duties.

Source: Toronto Stock Exchange
Common share dividend history
Record Payable Amount
Dec. 15, 2015 Dec. 31, 2015 $ 0.53
Sept. 15, 2015 Sept. 30, 2015 $ 0.53
June 15, 2015 June 30, 2015 $ 0.53
Mar. 16, 2015 Mar. 31, 2015 $ 0.53
Dec. 15, 2014 Dec. 31, 2014 $ 0.48
Sept. 15, 2014 Sept. 30, 2014 $ 0.48
June 16, 2014 June 30, 2014 $ 0.48
Mar. 17, 2014 Mar. 31, 2014 $ 0.48